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Legal

Terms of Service

Effective Date: April 1, 2026 • Last Updated: April 16, 2026

Please read these Terms carefully. By accessing or using the NeighborhoodPro™ platform, you agree to be bound by these Terms of Service. If you do not agree, do not use the platform.

1. About NeighborhoodPro

NeighborhoodPro™ is a service marketplace operated by Charles Duncan, d/b/a NeighborhoodPro ("Company," "we," "us," or "our"), connecting independent home service providers ("Providers") with customers seeking home services ("Customers"). NeighborhoodPro acts solely as a marketplace platform and is not itself a provider of home services.

NeighborhoodPro™ is a trademark of Charles Duncan, d/b/a NeighborhoodPro. All rights reserved.

2. Definitions

  • "Platform" means the NeighborhoodPro website, web application, mobile application, and all related services.
  • "Provider" means an independent contractor registered to offer home services through the Platform.
  • "Customer" means any person who books or receives home services through the Platform.
  • "Services" means any home service offered, booked, or performed through the Platform.
  • "Job" means a specific service booking between a Customer and a Provider.

3. Marketplace Model & Liability Limitations

NeighborhoodPro operates as a two-sided marketplace. We facilitate connections between Customers and Providers but do not employ Providers or directly perform any home services. All Providers are independent contractors, not employees, agents, or partners of NeighborhoodPro.

NeighborhoodPro is not liable for:

  • The quality, safety, timeliness, or outcome of any service performed by a Provider
  • Property damage, personal injury, or losses resulting from Provider work
  • Provider licensing, insurance, or regulatory compliance (though we verify at signup)
  • Disputes between Customers and Providers regarding service outcomes
  • Acts or omissions of any Provider, including fraud, negligence, or misconduct

TO THE MAXIMUM EXTENT PERMITTED BY LAW, NEIGHBORHOODPRO'S TOTAL LIABILITY SHALL NOT EXCEED THE PLATFORM FEES PAID BY YOU IN THE THIRTY (30) DAYS PRECEDING THE CLAIM.

4. Payment Terms & Revenue Split

All payments are processed through the Platform. By booking a Service, you authorize the Platform to charge your payment method for the quoted amount.

Revenue split: For each completed job, 69% of the gross job amount is paid to the Provider and 31% is retained by NeighborhoodPro as a platform fee. This split is disclosed to Providers during signup and is non-negotiable.

Provider earnings are disbursed weekly via ACH or same-day transfer, depending on the Provider's selected payout method. NeighborhoodPro reserves the right to withhold payment pending dispute resolution.

All prices displayed on the Platform are estimates. Final pricing may vary based on on-site assessment. Customers will be notified of any price adjustment before work begins.

5. Provider Responsibilities

Providers agree to:

  • Maintain all required licenses, permits, and insurance for services offered
  • Arrive at scheduled jobs on time or notify Customers and NeighborhoodPro of delays
  • Perform services in a professional, workmanlike manner
  • Comply with all applicable federal, state, and local laws and regulations
  • Not solicit Customers for off-platform transactions during or after Platform-facilitated jobs
  • Maintain accurate profile information, including licensing and insurance status
  • Accept background check verification as a condition of Platform participation

6. Customer Responsibilities

Customers agree to:

  • Provide accurate information about the scope and location of services requested
  • Be available or designate an adult representative to be present during service
  • Provide safe and reasonable access to the work area
  • Pay all agreed amounts through the Platform
  • Not attempt to circumvent the Platform by engaging Providers directly for future work
  • Treat Providers with respect and not engage in harassment or abusive behavior

7. Dispute Resolution

NeighborhoodPro offers a structured dispute resolution process for job-related disagreements:

  1. Informal Resolution (48 hours): Customers and Providers are encouraged to resolve disputes directly through the Platform messaging system.
  2. Platform Mediation (5 business days): If informal resolution fails, either party may submit a dispute to NeighborhoodPro. We will review evidence and issue a determination.
  3. Arbitration: Disputes not resolved through Platform mediation shall be resolved by binding arbitration under the rules of the American Arbitration Association (AAA), applying the laws of the State of Florida.

By using the Platform, you waive your right to participate in class action lawsuits against NeighborhoodPro.

8. Cancellation & Refund Policy

Customer cancellations:

  • Cancellation more than 24 hours before scheduled service: Full refund
  • Cancellation 2–24 hours before scheduled service: 50% refund
  • Cancellation less than 2 hours before scheduled service or no-show: No refund

Provider cancellations: If a Provider cancels within 4 hours of a scheduled job, the Customer receives a full refund plus a $15 service credit toward a future booking.

Service dissatisfaction: If a completed service does not meet the agreed scope, Customers may request a re-service or partial refund within 48 hours of job completion, subject to Platform review.

9. Prohibited Uses

You may not use the Platform to:

  • Post false or misleading information about services, qualifications, or reviews
  • Engage in fraudulent bookings, fake reviews, or manipulation of the rating system
  • Harass, threaten, or discriminate against any Platform user
  • Scrape, copy, or redistribute Platform data without written permission
  • Use the Platform for any illegal purpose
  • Circumvent any Platform security or access controls

10. Intellectual Property

All content on the Platform — including the NeighborhoodPro™ name, logo, software, design, text, and data — is the exclusive property of Charles Duncan, d/b/a NeighborhoodPro and protected by copyright, trademark, and other intellectual property laws. © 2026 NeighborhoodPro™ DBA Charles Duncan.

NeighborhoodPro™ is a trademark of Charles Duncan, d/b/a NeighborhoodPro. Unauthorized use is prohibited.

Proprietary Technology. The following systems are the exclusive proprietary technology of Charles Duncan, d/b/a NeighborhoodPro, protected under applicable copyright, trade secret, and patent laws (including any pending patent applications):

  • The NeighborhoodPro Pricing Engine — including all pricing algorithms, base rate tables, geographic multipliers, surge pricing logic, competitor benchmark calculations, and quote generation methodology
  • The Dispatch Algorithm — including provider matching logic, auto-dispatch sequencing, job routing, and acceptance timeout workflows
  • The GPS Tracking System — including real-time provider location broadcasting, customer-side live map experience, ETA calculation methodology, and all associated server-sent event infrastructure
  • All original content, code, designs, UI/UX patterns, and proprietary workflows on the Platform

Prohibited Acts. You may not, directly or indirectly: (a) reproduce, copy, duplicate, sell, resell, or exploit any portion of the Platform without express written permission; (b) reverse-engineer, decompile, disassemble, or attempt to derive source code from any part of the Platform; (c) create derivative works based on any proprietary Platform feature; (d) use automated means to scrape, index, or harvest Platform content or data; or (e) frame, mirror, or republish any Platform page or component without authorization.

User Content License. By submitting content to the Platform (reviews, photos, descriptions), you grant NeighborhoodPro a non-exclusive, royalty-free, worldwide, perpetual license to use, display, reproduce, and distribute that content in connection with Platform operations and marketing.

DMCA / Copyright Infringement. NeighborhoodPro respects intellectual property rights. If you believe any content on the Platform infringes your copyright, submit a written notice to our designated agent containing: (1) identification of the copyrighted work claimed to be infringed; (2) identification of the infringing material with sufficient detail for us to locate it; (3) your contact information; (4) a statement that you have a good-faith belief that use of the material is not authorized; (5) a statement under penalty of perjury that the information in your notice is accurate and you are the copyright owner or authorized to act on their behalf; and (6) your physical or electronic signature. Send DMCA notices to: legal@neighborhoodpro.org. Repeat infringers will have their accounts terminated.

11. Termination

NeighborhoodPro may suspend or terminate your account at any time, with or without notice, for violation of these Terms or any conduct we deem harmful to the Platform community. Termination does not relieve you of payment obligations for completed services.

12. Modifications to Terms

We may update these Terms at any time. We will notify registered users of material changes via email or in-platform notice at least 14 days before the changes take effect. Continued use of the Platform after the effective date constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions. To the extent any dispute is not subject to mandatory arbitration under Section 14, any legal action shall be brought exclusively in the state or federal courts located in the State of Florida, and you hereby consent to the personal jurisdiction of those courts.

Florida Consumer Laws. To the extent Florida law provides greater consumer protections than the terms of this Agreement, those Florida law protections shall apply.

14. Mandatory Binding Arbitration & Class Action Waiver

Plain English: If you have a dispute with us, you must try to work it out first. If that fails, the dispute goes to a private arbitrator — not a court. You give up your right to sue us in court or be part of a class action lawsuit.

Agreement to Arbitrate. Except as provided below, any dispute, claim, or controversy arising out of or relating to these Terms, the Platform, or any Services — including disputes about the validity, enforceability, or scope of this arbitration provision — shall be resolved exclusively by binding individual arbitration. This Agreement to arbitrate is governed by the Federal Arbitration Act.

Arbitration Process.

  • Arbitration shall be conducted in the State of Florida by a neutral arbitrator
  • The arbitrator's decision shall be final and binding on both parties
  • Arbitration shall be administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, or another mutually agreed arbitration service
  • You may initiate arbitration by providing written notice to: legal@neighborhoodpro.org
  • NeighborhoodPro will pay arbitration fees for claims under $10,000 where the consumer's claim is not frivolous

CLASS ACTION WAIVER. YOU AND NEIGHBORHOODPRO EACH WAIVE ANY RIGHT TO PURSUE DISPUTES ON A CLASS, CONSOLIDATED, OR REPRESENTATIVE BASIS. ARBITRATION SHALL BE CONDUCTED ONLY AS AN INDIVIDUAL CLAIM. This waiver is essential to the parties' agreement; if it is found to be unenforceable, the entire arbitration agreement shall be void as to that claim.

JURY TRIAL WAIVER. BY AGREEING TO THESE TERMS, YOU WAIVE YOUR CONSTITUTIONAL RIGHT TO A JURY TRIAL.

Exceptions to Arbitration. The following disputes are not subject to mandatory arbitration: (a) claims for injunctive or other equitable relief to prevent unauthorized use of the Platform; (b) small claims court actions that qualify under applicable rules; (c) disputes that applicable law expressly prohibits from being resolved through arbitration.

Statute of Limitations. Any claim arising from use of the Platform or these Terms must be brought within one (1) year of the date the cause of action arose, or it is permanently waived. This applies to all claims including warranty-related claims after a claim denial.

15. Warranty Terms

15.1 What the Warranty Is

NeighborhoodPro offers optional paid warranty coverage (Pro Shield and Total Protection) that customers may add to eligible jobs at checkout. The warranty is a service contract between the customer and NeighborhoodPro — it is not a manufacturer's warranty, insurance policy, or bond.

15.2 Labor Only — Scope of Coverage

The warranty covers labor costs only. It does not cover materials. If a covered issue arises, the warranty entitles the customer to have the original provider (or a replacement provider) return to fix the workmanship defect. The warranty does not entitle the customer to replacement of materials, products, or components.

Example: A customer pays $2,000 for a roofing job and adds a $99 Total Protection warranty. A leak develops. The warranty covers the labor cost for the provider to return and fix the leak. The warranty does not mean the entire roof is replaced at no cost. If the provider's fix requires new materials, the cost of those materials is the customer's responsibility.

Maximum claim value shall never exceed the original job cost, regardless of warranty tier.

NeighborhoodPro is not liable for any consequential, incidental, indirect, punitive, or secondary damages beyond the labor costs of remediation — including but not limited to water damage, property loss, lost income, or interior damage resulting from exterior workmanship defects.

15.3 Warranty Tiers & Coverage Periods

  • Standard (Included): 48-hour satisfaction window. Covers reporting of issues within 48 hours of job completion. Not a full warranty.
  • Pro Shield: 90-day workmanship warranty from job completion date.
  • Total Protection: 12-month (365-day) workmanship warranty from job completion date.

Warranties are non-transferable. Coverage applies only to the original customer and job address.

15.4 Act of God / Natural Disaster Exclusion

The warranty does not cover any damage caused by Acts of God, natural disasters, or extreme weather events, including but not limited to:

  • Hail or ice storms
  • Tornadoes or high winds (sustained winds above 50 mph)
  • Hurricanes or tropical storms
  • Flooding or storm surge
  • Lightning strikes
  • Extreme temperatures (freeze/thaw cycles, heat events)
  • Heavy or prolonged rainfall causing structural or surface damage
  • Earthquakes, sinkholes, or ground movement

Weather Verification. For all exterior service warranty claims, NeighborhoodPro automatically retrieves historical weather data from third-party meteorological sources for the job location, covering the period from job completion through the claim date. If severe weather events are detected, the claim will be routed for administrative review or automatically denied, and the customer will receive a detailed weather report with specific dates and measurements citing the applicable exclusion.

Customers whose claims are denied under this exclusion are encouraged to file a claim with their homeowner's or renter's insurance, which typically covers natural disaster damage.

15.5 Additional Exclusions

The warranty does not cover:

  • Normal wear and tear — gradual deterioration through ordinary use
  • Cosmetic issues only — superficial scratches, stains, or discoloration that do not affect function
  • Pre-existing conditions — issues that existed before the job was performed, including pre-existing building code violations
  • Pest or animal damage — damage caused by insects, rodents, birds, or other animals
  • Customer-supplied material defects — defects in materials, parts, or equipment provided by the customer
  • Customer negligence or misuse — damage resulting from customer's failure to properly maintain or use the service area
  • Unauthorized modifications — customer tampered with, modified, or had others modify the work without NeighborhoodPro's knowledge
  • Denied provider access — customer refused to allow the provider or a replacement provider to make a remedy visit

15.6 Claim Requirements — Burden of Proof

To file a valid warranty claim, customers must provide:

  • A written description of the issue, including what went wrong, when it was first noticed, and specific details about the nature of the defect (minimum 20 characters)
  • Relevant dates (when the issue was discovered, any prior communications with the provider)
  • Photos or video documentation of the defect where visible

Claims submitted without adequate evidence may not be processed. NeighborhoodPro reserves the right to require an independent inspection (at the customer's expense) if the evidence is inconclusive. No evidence = no claim processed.

15.7 Warranty Voiders

The warranty is immediately and permanently voided if:

  • The customer tampered with, modified, or damaged the work after completion
  • The customer hired a third party to modify or repair the work without prior authorization
  • The customer failed to perform reasonable maintenance required to preserve the work
  • The customer denied the original or replacement provider access for a remedy visit
  • A fraudulent claim was filed by the customer (this also voids all other warranties associated with the account)

15.8 Anti-Fraud Policy

NeighborhoodPro employs pattern analysis to flag suspicious claim activity, including repeat claims across multiple jobs. Filing a false, exaggerated, or fraudulent warranty claim will result in:

  • Immediate denial of the fraudulent claim
  • Permanent voiding of all active warranties on the customer's account
  • Account suspension or permanent ban
  • Reporting to applicable law enforcement if the fraud involves material financial harm

By submitting a claim, you certify under penalty of perjury that all information provided is true and accurate to the best of your knowledge.

15.9 Warranty Refund Policy

What gets refunded: If a valid, covered claim cannot be resolved, NeighborhoodPro will refund the warranty fee only — not the job cost.

Example: A $2,000 roofing job with a $99 warranty → customer receives a $99 refund. The $2,000 job cost is not refunded.

Refund triggers (any one of the following):

  • No provider available to perform a remedy visit within 7 days of claim approval
  • Original provider refuses to make a return visit for a covered claim
  • A remedy was attempted twice and the issue remains unresolved
  • NeighborhoodPro determines, at its sole discretion, that the covered defect cannot be remedied

No refund on: denied claims (Act of God, fraud, exclusions, negligence, voided warranties). Refunds are processed to the original payment method via Stripe within 5–10 business days. NeighborhoodPro may offer service credit as an alternative at the customer's election.

Customer-facing guarantee: "100% warranty fee refund if we can't resolve your covered claim."

15.10 NeighborhoodPro's Indemnification & Subrogation Rights

If NeighborhoodPro pays a warranty claim on your behalf, NeighborhoodPro shall be subrogated to any rights you have against the provider or any third party responsible for the covered loss. You agree to cooperate with NeighborhoodPro in any subrogation action, including providing documentation and testimony. You agree to indemnify and hold harmless NeighborhoodPro from any claims, damages, or expenses arising from your misuse of the warranty program.

15.11 Consent Trail & Terms Version

By purchasing a warranty, you consent to these terms. Your consent — including the timestamp, IP address, and version of these terms in effect at the time of purchase — is stored in our systems. Denial communications will cite the specific section number applicable to any denial decision.

NeighborhoodPro reserves the right to modify these warranty terms at any time with 30 days' written notice to warranty holders. Modifications do not apply retroactively to warranties already purchased.

15.12 Severability

If any provision of these warranty terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

For legal notices or questions about these Terms:

Charles Duncan, d/b/a NeighborhoodPro
Legal Department
Email: legal@neighborhoodpro.org

© 2026 NeighborhoodPro™ DBA Charles Duncan
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